| Imran My family and I are very appreciative of Ken's efforts to assess our finances and to offer advice. I knew he was sincere and professional when he offered us insurance options which were realistic and met our expectations.
This process took quite some time because I am very fussy and insist on knowing every single detail, but Ken took it in his stride. In my experience, Ken is competent. Most importantly to me, he is sincere, punctual, approachable; he listens well, and is able to really understand our concerns, and then present convincing arguments in a rational manner. Aside from his knowledge, his courtesy, mutual respect and professionalism go a long way. I highly recommend him. | 
